.hd-page{--navy:#062f67;--navy2:#02264e;--yellow:#f7b500;--text:#0b315f;--muted:#61768e;--line:#dfe7ef;font-family:inherit;color:var(--text);background:#fff}
.hd-page *{box-sizing:border-box}
.hd-nohero-head{background:#f7f9fc;border-bottom:1px solid #e6edf4}
.hd-nohero-wrap{max-width:1180px;margin:0 auto;padding:34px 24px 30px}
.hd-breadcrumb{display:flex;gap:9px;align-items:center;font-size:12px;color:#73859a;margin-bottom:15px}
.hd-breadcrumb a{color:#466987;text-decoration:none}
.hd-nohero-head h1{margin:0 0 10px;font-size:38px;line-height:1.1;color:var(--navy2);letter-spacing:-.5px}
.hd-nohero-head p{margin:0;max-width:760px;font-size:15px;line-height:1.7;color:#516b84}

.hd-nohero-main{max-width:1180px;margin:0 auto;padding:42px 24px 48px;display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:44px}
.hd-simple-block{margin-bottom:38px}
.hd-simple-block h2{margin:0 0 18px;font-size:26px;color:var(--navy2)}
.hd-simple-block h2:after{content:"";display:block;width:34px;height:3px;background:var(--yellow);margin-top:8px}
.hd-rich{color:#4f6881;font-size:15px;line-height:1.8}
.hd-rich p{margin:0 0 14px}

.hd-simple-grid{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid var(--line);border-radius:12px;overflow:hidden;background:#fff}
.hd-simple-grid>div{min-height:125px;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:10px;padding:18px;border-right:1px solid var(--line);text-align:center}
.hd-simple-grid>div:last-child{border-right:0}
.hd-simple-grid span{font-size:28px;color:var(--navy)}
.hd-simple-grid b{font-size:13px;line-height:1.35}

.hd-simple-benefits{display:grid;grid-template-columns:1fr 1fr;gap:14px 28px;font-size:14px;color:#4f6881}
.hd-simple-benefits span{padding:4px 0}
.hd-simple-benefits span::first-letter{color:var(--yellow)}

.hd-nohero-side{display:flex;flex-direction:column;gap:18px}
.hd-simple-card{border:1px solid var(--line);border-radius:12px;padding:24px;background:#fff}
.hd-simple-card h3{margin:0 0 12px;font-size:18px;color:var(--navy2)}
.hd-simple-card p,.hd-simple-card li{font-size:12px;line-height:1.65;color:#60758d}
.hd-simple-card ul{list-style:none;padding:0;margin:0}
.hd-simple-card li{position:relative;padding:5px 0 5px 20px}
.hd-simple-card li:before{content:"✓";position:absolute;left:0;color:var(--yellow);font-weight:800}
.hd-simple-card-primary{background:var(--navy);border-color:var(--navy);color:#fff}
.hd-simple-card-primary h3,.hd-simple-card-primary p{color:#fff}
.hd-simple-card a{display:inline-block;margin-top:8px;text-decoration:none;font-weight:800;font-size:12px}
.hd-simple-card-primary a{background:var(--yellow);color:#0a2b50;padding:10px 15px;border-radius:6px}

.hd-simple-cta{max-width:1180px;margin:0 auto 48px;padding:24px 28px;background:var(--navy);border-radius:12px;color:#fff;display:flex;align-items:center;justify-content:space-between;gap:24px}
.hd-simple-cta strong{display:block;font-size:18px;margin-bottom:4px}
.hd-simple-cta span{font-size:12px;color:#d7e3ef}
.hd-simple-cta a{background:var(--yellow);color:#0a2b50;text-decoration:none;padding:12px 18px;border-radius:6px;font-weight:800;white-space:nowrap}

@media(max-width:900px){
  .hd-nohero-main{grid-template-columns:1fr}
  .hd-simple-grid{grid-template-columns:repeat(2,1fr)}
  .hd-simple-grid>div:nth-child(2){border-right:0}
  .hd-simple-grid>div:nth-child(-n+2){border-bottom:1px solid var(--line)}
}
@media(max-width:620px){
  .hd-nohero-wrap,.hd-nohero-main{padding-left:16px;padding-right:16px}
  .hd-nohero-head h1{font-size:31px}
  .hd-simple-grid{grid-template-columns:1fr}
  .hd-simple-grid>div{border-right:0!important;border-bottom:1px solid var(--line)}
  .hd-simple-grid>div:last-child{border-bottom:0}
  .hd-simple-benefits{grid-template-columns:1fr}
  .hd-simple-cta{margin-left:16px;margin-right:16px;flex-direction:column;align-items:flex-start}
}